Admin

Admin

Hi, my name is John and I am the "Bankruptcy Guy". I'm commenting on how I see debt, credit and all things finance. I've learned through experience.

Admin or No Admin?

Admin or No Admin?

The decision has now come, do I change my name at the registry office from John to Admin or do I change my profile name on Debt Advice Resource… what would be easier? Well, I am fond of the name Admin, however, my partner prefers John. My kids could be confused when people start to call me Admin in the street and undoubtedly I will scar my children emotionally enough as they grow up. I could give them a couple more years. Admin has an authority to it and John is rather “common”. Decisions, Decisions. Changing My Name… This is […]

Debt & “The Final Straw”

Debt & "The Final Straw"

Debt doesn’t just happen. It grows over time and from the simplest of credit applications, you’re thrust into the adult consumer credit world. A credit card is a licence to spend and repay later. I’m surprised credit companies have not used the tagline “Enjoy now, life’s too short”. But becoming debt free isn’t as quick or easy as borrowing the money. There are a variety of stages that people go through before they are able to admit their problem is severe. The final straw is something everybody with serious debt problems experiences and they will remember it vividly. From friends […]

Yakezie Challenge

Yakezie Challenge

OK, so i’ve created my blog / website and i’m going to share information about bankruptcy and being in debt. I’m ready to start. I’m focussed and eager to get underway. Then, I realise, what’s the point if nobody can read the information. What if nobody finds my information and I’m unable to even help one person. It would be a waste. The Yakezie Network I’ve read lots of blogs over the past few years, especially during the period of going bankrupt and when I was in search of useful information. Within the blogs I read I constantly saw the […]

Welcome

Debt Advice Resource is an independent, impartial and completely free resource for people in debt. We don’t make money from advertising or affiliate links. We simply aim to share our findings, musing and questions we have about the debt and finance industry. We don’t have all the answers but together we may be able to pose some interesting questions, while at the same time, guiding people currently struggling with debt to appropriate debt charities like the Citizens Advice Bureau. The main problem is people don’t know where to start when they are in debt. Often people don’t share their fears […]