Life with Money

Debt Free Advice

Debt Free Advice

When debt comes-a-knockin’ there’s only really one question to answer “how am I getting out of this?”Debt paralyzes people and they just want to get debt free. This important element is getting debt free advice, and quickly. Hesitation, through fear, worry and panic can get the better of people, meaning the debt simply increases.  The first stop, seek advice. Getting Debt Free Stopping the financial hamster wheel isn’t easy. The fear of the unknown is what keeps people motivated to continue and repay their debts. This isn’t the best option for anyone and advice on getting debt free should be […]

Debt Problems & Suicide

Debt Problems & Suicide

Sadly, it’s a common fact that people struggling with debt and money worries will consider, at some point, taking their own life. The feeling of disappointment, coupled with the compounding debt problem which seem like it will never resolve itself, can lead people to the opinion that the best route would be suicide. I can honestly say I felt the same way. Unemployed with a family and a mortgage I felt the world was over. It wasn’t until I came through the over side, I recognised how close I came to making a stupid mistake. I don’t think I would […]

Christmas Credit Card?

Christmas Credit Card?

How will you pay for Christmas this year? Will you use a credit card to fund your presents and spending or have you been saving all year round?

5 Ways to Save Money Around the House

5 Ways to Save Money Around the House

I don’t know about you, but my house costs a lot to manage every month. I often think about what I could do with all that money if I didn’t have to pay to live. The  savings of mortgage/ rent, gas, electricity, council tax and more mean I’d be a wealthy man! It got me thinking about ways I could save money around the house. However, these are all priorty for myself and my family to survive. But there is something we can all do to save money. Our expensive expenditure can be trimmed while maintaining our lifestyle. 5 Money […]

Is Anybody Worth £40 Million?

Is Anybody Worth £40 Million?

A musing which kept me awake last night, “What would it be like to be valued in my job at £40 million”? I know, highly unlikely, but that’s what happens to many sports players and film stars. The value of a person isn’t determined by their income, however would you want to be a sports star or celebrity earning millions every year? The Value of Sports Stars Money for running around, that’s what many believe the world’s top sporting athletes receive. However, I’ve got a great deal of respect for the effort and lifetime dedication to the sport in order […]

Care Home Fees: It Just Get’s My Goat!

Care Home Fees: It Just Get's My Goat!

I fear the days when I get old, wrinkly and elderly. I can’t imagine what that day will be like, however, I for one am not looking forward to it! If I’m in a care home, I’m sure it will be the best place for me. In the room next to me will be other retired and elderly people. Yet, before I get to enjoy my retirement in a care home, I plan to have paid off my property so I can leave it to my children. Under new Government changes to care home fees, my plans may have to […]

Switch Energy Supplier

Switch Energy Supplier

How many more price increases do we have to endure? Commodities that are vital to survival should not be allowed to be sold on a commercial basis. Companies that control petrol, gas, electricity or water can manage the supply and demand. So, it’s not surprising to see another energy company raise their prices. This time it was Scottish and Southern Energy (SSE) which is increasing prices from 15 November. There are 7 million customers currently with SSE however it’s anticipated the other 5 energy firms are preparing to increase their prices too. Change Energy Supplier SSE will be increasing their […]

Breaking Bad: What We Do For Money

Breaking Bad: What We Do For Money

As the penultimate episode of the hit AMC show comes to a climax, I’ve enjoyed the see-saw world Walter White and Jesse Pinkman became embroiled in. Like most people watching the show, I was captivated by the story which unraveled from the very first episode. As we explored further into the rabbit whole it became apparent there would be no easy route out for Walt and Jesse. Not to worry – I won’t be giving away any spoilers, just in case you have not watch the last episode. Instead I’m thinking about the morale and ethical stance the two main […]

Tuesday’s Domino’s Day

Tuesday's Domino's Day

Is there anybody out there who doesn’t love Domino’s pizza? The fluffy base, the delicious toppings and the smell… woohoo! Heaven! But how much do you love Domino’s pizza? Enough to buy £15 worth of pizza’s every Tuesday? That takes dedication by anyone’s standards. Every Tuesday is “Two for Tuesday” at Domino’s – two pizzas for the price of one. Pizza and at a discount, where do I sign up? I Love Domino’s My favourite Domino’s pizza is a Texas BBQ. The sauce is incredible. From the pizza through to the sides and dessert, Domino’s is one of my favourite […]

Bankruptcy, House & Ex-Wife…

Bankruptcy, House & Ex-Wife...

Unaccustomed as I am to gossip, I find myself sharing a story about a friend and his turbulent life. Similar to myself, he entered bankruptcy to deal with his debt problems. Don’t worry as he’s signed a disclaimer giving me permission to share his story. The purpose of sharing my friend’s story isn’t to mock him and his difficult financial position, but to highlight what can happen when things go wrong. It’s also a lesson in picking the right debt solution. We’ve all heard of bankruptcy – it’s internationally known from Monopoly through to the banking industry. It’s also typically […]