How protected should consumers be? Are we niave, precious souls that shouldn’t be lied to by horrible corporate businesses who employ money-hungry, targeted individuals who will do anything for a quick sale? Well no, but there’s an element of trust we place in companies to look after our interests and mis-selling should not be tolerated. That’s why I’m glad to see the regulator fine ScottishPower for door-to-door and telephone based mis-selling. Scottish Power Mis-Selling Energy providers make billions of pounds in profit every year, yet their customer acquisition tactics are among the most aggressive in the UK. With promises of […]
5 Ways to Save Money Around the House
I don’t know about you, but my house costs a lot to manage every month. I often think about what I could do with all that money if I didn’t have to pay to live. The savings of mortgage/ rent, gas, electricity, council tax and more mean I’d be a wealthy man! It got me thinking about ways I could save money around the house. However, these are all priorty for myself and my family to survive. But there is something we can all do to save money. Our expensive expenditure can be trimmed while maintaining our lifestyle. 5 Money […]
Tuesday’s Domino’s Day
Is there anybody out there who doesn’t love Domino’s pizza? The fluffy base, the delicious toppings and the smell… woohoo! Heaven! But how much do you love Domino’s pizza? Enough to buy £15 worth of pizza’s every Tuesday? That takes dedication by anyone’s standards. Every Tuesday is “Two for Tuesday” at Domino’s – two pizzas for the price of one. Pizza and at a discount, where do I sign up? I Love Domino’s My favourite Domino’s pizza is a Texas BBQ. The sauce is incredible. From the pizza through to the sides and dessert, Domino’s is one of my favourite […]
Maggie Thatcher Funeral: £10million
What will your funeral cost? I’m sure it won’t cost £10million. I’m also sure that you or your family will have to fork out to pay for it. Well, not in this instance. Tomorrow, Mrs Thatcher, ex- Conservative Prime Minister AKA the Iron Lady was in charge of the British Government from 1979 to 1992. During this time the country was at war internationally and domestically, although for vastly different reasons. The History of Margaret Thatcher Margaret Thatcher came into power in 1979 when the UK economy was in horrific condition. Employment, according to the Government, topped 3 million in […]
Horse Meat Scandal
The horse meat scandal rocked the world when news broke that people had been consuming horse meat, when beef was listed as the primary ingredient. Today, the Chief Executive of Asda, one of the UK’s leading supermarkets (owned by Walmart), claimed it had nothing to do with price – it was just people acting illegally. What a load of horse manure! Price is exactly why meat farmers were misleading customers and it was a wide spread problem. At first, the Brits took the morale high ground and blamed other EU countries for their poor quality standards, until it became evident we […]
10 Tips To Save Money At The Supermarket
I love supermarket shopping. It might make me strange and in the minority but I do. I love taking the children to the supermarket and watching their faces as we glide through the aisles, with a brief stop at the toy section and then finally leave wondering why everybody else looks so miserable. As I unpacked my shopping at home I realised people may hate shopping because it’s spending money. But it’s not spending money the way we all want to, on holidays, expensive clothes or a “night on the town”, no, it’s spending money on the bare essentials. The […]
Protect Your House From The Government
I had an interesting conversation with a financial advisor this week. He told me one of the best products he’s currently offering is the concept of protecting assets from the Government. This is called placing a property in trust to avoid care home fees. I initially thought the guy was nuts and it was a con, but I listened on. Let me paint you a picture. You’re 75 years old and in need of nursing care full time. Your family are helping to organise a suitable nursing home in the local area. The nursing home selected is perfect and they […]
Wait Till The Sales
We all know that the post-Christmas sales can bring a bargain or two, but it’s too late by then, the Christmas presents have been purchased, wrapped, gifted and torn open. The credit card statements are ready to be printed and mailed to their recipients who will inevitably cringe at the thought of the bill they are soon to open. Christmas Sales Shopping Christmas is an exciting time. I LOVE it. Friends, family and too much alcohol, but it can be expensive. It’s one of those times where we have to spend money. But, this year, we’ve managed to avoid spending […]
Living on a Low Income
“Get a new table & decorate will you, the house has been like this for 10 years!?” A statement by my wife’s Uncle to her mother. It happened almost 5 years ago. We were enjoying a cup of coffee and some lunch when Ian, my wife’s Uncle arrived. He had recently sold his shares in a manufacturing company and purchased a £3 million mansion with money to spare. He often “said it how it was” and he thought this was the best approach to life. Ian was a large, bullish man with a large status car to help cart his […]
Credit: Good, Bad and the Ugly
It would be wrong to assume that I hate credit because I once had a debt problem. It wasn’t the fault of the credit companies that I got into debt, it was my fault. The fact credit was once so readily available was poor management on the part of the credit agencies but for the most part people repay their debts. There are different types of credit available which can meet different needs. It’s important to note that not all credit is there to help you. Credit is created for different purposes and reading the fine print is essential. Good […]
