New Year, New Start

Every year on the 31st December I, like many people, make promises to myself that I’ll achieve certain goals. Usually I fall short and barely remember what they were, but this year was very different.

A monumental year for many reasons. But New Year is an opportunity and as good a reason as any for a new start. It’s a time for breaking old habits and learning from mistakes in the past.

Last Year’s Goals

1. Exit bankruptcy – check

2. Start Debt Advice – check

3. Start to budget – check

4. Spend more time with my family – check

5. Be more proactive in my professional life- well 4 out of 5 isn’t bad…

I’m pleased to say I accomplished most of these goals, excluding being more proactive in my career. In truth, I believe that we should work to live, not live to work. Consequently I never push myself at work or aim to reach the next level. As a goal it’s one I’ve added but I’m not really committed to. It’s an objective because it’s something I aspire to want.

This Year’s Goals

Over the next 12 months I’ve set myself the challenge too:

1. Continue to help people overcome their debt problem

2. Complete the Yakezie challenge

3. Write more frequently on my blog & interact with the Yakezie community

4. Sky dive out a plane (EEeeeepppp!)

5. Never forget that I’m lucky to have what I have (family, health and happiness)

6. Work on being more proactive professionally…. we’ll see.

These goals may not seem extremely difficult, but for me they will cover the main areas of my life, social, family and financial.

Socially I will be meeting my goals by sky diving with my friend. He has wanted to learn to do it for the past twenty years and this year I said, “Let’s do it!”. I hate heights so it’ll be a bit of a challenge for me but a great opportunity to try something new. What’s the worst that can happen!?

On a daily basis, I’m going to thank my lucky stars that I still have my family, health and general happiness. It’s something I’m known to take for granted. This will mean doing something daily that expresses how much my family means to me. I think everybody can learn to appreciate family a little more.

Financially, I’m still budgeting and helping other people in debt. For 2013 I’m going to complete the Yakezie challenge and reach a greater number of people with the message that their is life after debt.

What Are Your New Year’s Resolutions?

These are my goals, but what do you hope to achieve in 2013? Often creating a plan helps make the seemingly impossible manageable. Whether your objectives are social, financial, professional, family-orientated or anything else, I wish you luck in meeting your target.

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John The Bankruptcy Guy

As an ex-bankrupt, John has experienced the highs and lows of credit. It's with this knowledge that he writes Debt Advice Resource - to help others avoid, or navigate out of, the pitfalls of debt.

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