Scottish Debt Advice Blog

It’s too easy to simply classify Debt Advice Resource as a blog about “Scottish debt advice“. It’s not. Well it’s not my intention for it to be anyway.

Firstly, it can’t be debt advice because I don’t have a consumer credit licence to offer debt advice! A very important part of providing debt help. Thus, I only ever give my opinions and share facts from other companies. This helps determine my stance on important subjects.

Secondly, I’m not a debt expert. I don’t have any experience, other than my own, about what’s happening in the UK regarding debt.

Thirdly, despite being based in Scotland, the blog covers topics across the UK across a wide range of finance subjects. I’m also part of the Yakezie network which is an American-born project to link personal finance writers together.

Scottish Debt Blog

There are hundreds of thousands of people in Scotland in debt. Most people have no idea what to do about their debt problem. In the UK there are millions of people who have debt worries and struggling to make ends meet.

While I don’t wish to provide debt advice, i’ll leave that to the experts, it’s important to talk about the important aspects of debt and how debt can impact us all. We spend a lot of time discussing and analysing the personal debt problems in the UK.

Just some of the subjects we’ve covered in the past 6 months include

  • Debt and Bankruptcy
  • Payday loans
  • Government reforms
  • Benefits
  • Personal finance stories
  • Money saving
  • Credit cards
  • Debt solutions

Need Debt Help

I often receive enquires from people who are in debt and need help. I want to ensure you get out your debt problem, like I did, but it’s important to speak to experts. Debt advice charities can help, such as the Citizens Advice Bureau or Debt Support Trust.

I would never recommend a fee charging company. The best advice – and the cheapest – is via a charity. If you want face to face then your local CAB can help. Debt Support Trust offers debt advice over the telephone and internet.

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John The Bankruptcy Guy

As an ex-bankrupt, John has experienced the highs and lows of credit. It's with this knowledge that he writes Debt Advice Resource - to help others avoid, or navigate out of, the pitfalls of debt.

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2 Responses

  1. Jai Catalano
    Jai Catalano April 4, 2013 at 4:42 pm | | Reply

    Isn’t it amazing how many people are in debt? It’s good to know there are tons of us out there trying to make a difference.

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