We all know that the post-Christmas sales can bring a bargain or two, but it’s too late by then, the Christmas presents have been purchased, wrapped, gifted and torn open. The credit card statements are ready to be printed and mailed to their recipients who will inevitably cringe at the thought of the bill they are soon to open. Christmas Sales Shopping Christmas is an exciting time. I LOVE it. Friends, family and too much alcohol, but it can be expensive. It’s one of those times where we have to spend money. But, this year, we’ve managed to avoid spending […]